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TOOL COMPARISONSOctober 26, 20267 min read

HighLevel vs HubSpot: Client Sub-Accounts or One Company

JH

By Joris van Huët

Enterprise Interim CMO & Marketing Leader · 15+ years · 50+ orgs

Published

2026-10-26

The short answer: if you run an agency with twelve local-service clients, you are choosing a business model more than a CRM, and HighLevel's Unlimited plan, $297 a month for unlimited sub-accounts, contacts and users, is built for it, per HighLevel's pricing page. If you are one company's marketing lead with sales and service teams beside you, HubSpot fits, because its pricing pages price one account by seats, marketing contacts and hubs, with no sub-account unit at all.

Disclosure: I may earn a commission through some links on this site. It does not change what this page says.

HighLevel sells an agency the means to run many small businesses' funnels, calendars, texts and follow-up from one login, under the agency's own brand. HubSpot sells a company the means to run its own customer relationships across departments. The overlap in features is large. The overlap in buyers is small.

What it costs per client:

  1. The platform share. For example, twelve clients on HighLevel Unlimited cost $297 / 12 = $24.75 per client a month, or $2,970 a year on yearly billing, per the pricing page. On Starter, at $97, you stop at three sub-accounts.
  2. The usage you can rebill. Email runs at $0.675 per 1,000 sends on every plan, per HighLevel's pricing guide, so a client sending 8,000 emails a month adds 8 x $0.675 = $5.40. Unlimited lets you rebill phone and email without markup; Agency Pro lets you add one.
  3. The AI line, which grows fastest. The AI Employee add-on costs $50 or $97 a month per sub-account, and the $97 tier on all twelve clients adds 12 x $97 = $1,164 a month, from the same guide. Measure bookings per client for a month before and after you switch it on, and keep it only where the bookings pay for it.

The two, dimension by dimension

DimensionHighLevelHubSpot
What you pay forAgency plan, by number of sub-accountsSeats, marketing contacts and hubs, per company account
Contacts and usersUnlimited on every planFree CRM: 2 users, 1,000 contacts; paid tiers by seat and marketing contacts
Client separationOne sub-account per client, started from a snapshot library of pre-built accountsNot a pricing unit
Your brand on the appWhite-label web app; SaaS Mode on Agency ProNot offered on the pricing pages
Email, SMS and phoneUsage-based, at rates HighLevel says match Twilio for phoneEmail inside Marketing Hub; calling on Sales Hub Starter
AIConversation AI, Voice AI and others, usage-based or AI Employee per sub-accountHubSpot Credits per edition: 500, 3,000 or 5,000
ContractMonth to monthProfessional monthly billing is an annual commitment

From HighLevel's pricing page and pricing guide, and HubSpot's Marketing Hub and Sales Hub pricing and free CRM page, read on 26 October 2026.

Where they part ways

The unit of the bill

HighLevel's bill follows your client count until Unlimited, then stops following it: three sub-accounts on Starter, unlimited from $297. HubSpot's bill follows the company: Marketing Hub Professional is $800 a month billed annually for 3 Core Seats and 2,000 marketing contacts, plus a required one-time $3,000 onboarding, per its Marketing Hub page. Put twelve small clients on HubSpot and you are buying twelve companies' worth of HubSpot, or working inside accounts they pay for.

What the client sees

HighLevel can carry your logo on the web app, and Agency Pro's SaaS Mode creates a client account when someone buys a subscription on your site, so the client sees your product. HubSpot's client sees HubSpot. For an agency selling software as part of a retainer, that settles it; for an agency that advises and hands over, a client-owned HubSpot account is the cleaner exit.

The usage line

HighLevel's subscription is the floor, not the bill. Phone, SMS, email and premium AI are charged to a wallet that the agency card refills automatically when the balance drops below a minimum, per the pricing guide. HubSpot's bill is mostly seats and contacts, with AI drawn from included credits. Set HighLevel's recharge minimum yourself on day one.

What you pay as the client list grows, checked on 26 October 2026

ClientsHighLevel plan neededMonthly priceYearly price
Up to 3Starter$97$970
4 or moreUnlimited$297$2,970
4 or more, selling your own softwareAgency Pro$497$4,970

In USD, from the HighLevel pricing page, checked on 26 October 2026, before usage. For comparison, a single client on HubSpot's Starter costs $10 a seat a month on monthly billing, or $7 billed annually as a new-customer offer, per the Marketing Hub page; add marketing contacts beyond the 1,000 included.

An AI reply a person still sends

HighLevel's Conversation AI answers leads for each sub-account, and its bot guide offers three modes: Off, Suggestive and Autopilot. In Suggestive mode, the agent drafts a reply to each incoming message, and a person reviews it, edits it if needed and sends it by hand. With bot goals and booking settings configured, it can offer appointment times.

For a new client, run Suggestive mode for the first month: the agency's account manager approves every draft, notes which questions the bot gets wrong, and adds those answers to its training. Move to Autopilot only for the questions it answered well, and keep the dashboard's appointments-booked figure as the check that it is earning its fee.

Try both before a contract

HighLevel's 14-day trial gives full access to the chosen tier, but billing starts automatically when it ends unless you cancel, and usage fees can apply during the trial, per the pricing page. HubSpot's free CRM costs nothing for two users. Build one client's form, calendar and follow-up in each.

HighLevel's pricing footer links its own "HighLevel Vs Hubspot" page. A comparison written by one of the two parties is a sales page with a table in it; read the rival's own pricing page before you believe the table.

Choose HighLevel if

  • Your job is building the same lead capture, booking and follow-up system for many small clients and billing for it.
  • You want the client to log in to your brand, or to sell the software as your own product.
  • You can manage usage, wallets and rebilling as part of the service.

Choose HubSpot if

  • Your job is running one company's marketing alongside its sales and service teams.
  • The data should belong to the company and outlast any agency.
  • Departments beyond marketing need the same customer record.

For more on each: the HighLevel entry and the HubSpot entry.

FAQ

Is HighLevel cheaper than HubSpot?

Per client, usually, because HighLevel's plan price does not grow with clients past three sub-accounts. Usage and AI Employee fees grow instead, so compare totals after the first month's wallet history, which the pricing guide says records each charge.

Does HighLevel have a long contract?

No. Its pricing FAQ describes month-to-month billing that you can upgrade, downgrade or cancel from the dashboard.

Can an agency manage clients inside HubSpot?

HubSpot's pricing pages price one account at a time, by seat and marketing contacts, with no agency sub-account tier, so plan on one subscription per client company.

TAGS
HighLevelHubSpotMarketing AgenciesWhite Label CRMConversation AI

ABOUT THE AUTHOR

I am Joris van Huët, an enterprise interim CMO. 15+ years, 50+ organizations, including ING, P&G, Nestlé, BNP Paribas, WeTransfer and Vinted. I take on innovation projects (venture building, design sprints), agentic marketing (setting up and running AI agents) and hands-on multi-channel work. See the track record.

I wrote and published this with AI assistance, and I answer for it. Claims about my own experience are limited to the track record above, and a statistic links to its source or is labelled as an example. I sell interim and fractional CMO work, which is why this site exists. How this site is written.

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